Services: Missed Deductible Analysis / DART

The failure to collect third party deductibles (TPDs) on commercial liability policies can cost insurance companies millions of dollars. Additionally, identifying the missed opportunities across an organization's entire claims portfolio can be a lengthy and expensive proposition. Paragon's Missed Deductible Analysis or DART (Deductible Analysis Recovery Test) helps commercial insurers find, validate and quantify unidentified or unbilled third party deductibles.

By leveraging inference technology and predictive analytics, Paragon can find deductibles even when the data records are incomplete. This low-impact process is an easy way to determine if your organization is identifying all of the deductibles that are due to it and gain valuable insight into how your company compares to its peers.

The result of the DART analysis provides clients with:

Five-year historical review of a client's TPD recovery experience.
Gross amount of TPDs that were missed by the insurer over the last five years.
Estimation of the amount of missed TPDs which can still be collected by Paragon.
Valuable insight into how other peer companies compare and ways to improve deductible recovery results going forward.
Once missed TPDs are identified in the DART, Paragon provides the service to recover those dollars.

Case Study: DART

Services